Delivered via email within one business day! The redesigned Uniform Residential Loan Application (URLA) includes 48 new data points including additional demographic information to help the Consumer Financial Protection Bureau (CFPB) and other regulatory agencies to identify patters of discrimination in the mortgage industry. The Uniform Residential Loan Application Guide provides detailed instructions for the completion of the redesigned URLA and a quality control checklist to verify accurate completion based on the borrower's specific loan scenario.