The AllRegs Loan Originator Compensation Policy Manual is a comprehensive, turnkey policy manual that provides background and history of the law and explains permissible forms of compensation for lender-paid and consumer-paid options. It clarifies the CFPB's definition of loan originator, includes revisions for integrated disclosures, provides current rules for Loan Originator Qualifications and Anti-Steering and Safe Harbor, and includes supplementary material that may be incorporated into your Loan Officer Compensation agreements.The Loan Originator Compensation policy manual is required for all mortgage originator organizations with employees compensated for originating loans. Implementation of a Loan Originator Compensation Policy Manual is required by the CFPB.The policy includes the following topics:IntroductionAccountability and MonitoringStaff and TrainingGeneral Principles for ComplianceLoan SteeringCompensation Agreements
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